About Us

Here are the basics you should know about us. Fitness Culture Health Insurance is a service of Pinnacle Wiser Insurance, which is a part of Pinnacle Business Solutions, Inc. of Atlanta, Georgia, USA. Pinnacle is a human resources outsourcing consulting and marketing firm that was begun in 1993. You can review our human resources webpage at PinnacleHR.com.

PinnacleHR has designed and implemented hundreds of human resources solutions for clients across the country. Many of these HR solutions included health insurance as a bundled component.

As health insurance and healthcare became issues of greater concern for employers, for employees and for individuals without regard to the workplace, we determined to seek solutions that are unbundled and independent of the HR arena.

Our answer was Pinnacle Wiser Insurance to better inform our patrons and to develop better options for employer, employee and personal healthcare and fitness challenges. These information and options are offered through Fitness Culture Health Insurance.com for individuals, families, seniors and small group clients.

Values and Vision

We are free market advocates who firmly believe that “No one will mind your business as well as you will, if you know how.” From that value baseline, it is our vision to help our clients to simplify their options so they can know how to better mind their healthcare business in less time and at lower cost.

How can we do that? We provide information – we’ll tell you what you need to know; advice – we’ll show you what you need to do; assistance – we’ll help you do what needs to be done; and, advocacy – if you want, we’ll do, or get done, whatever has to be done.

Our Unique Value Proposition

Our healthcare system does not operate in a free market environment. We are encumbered by regulations, rationing, inequities and political influences that favor some over or at the expense of others. Current changes that move our healthcare system in the direction of more government-controlled programs.

Governmental programs will involve more, not less, regulations, rationing, inequities and political influences. Those favored and those not favored may change some places, but the burden of regulations and restrictions on all will increase under governmental programs.

What will not change under a government system is the premise that “no one will mind your healthcare business better than you will – if you know how.” However, knowing how will be more difficult under governmental controls. Decisions that you once made in consultation with your physician will be made more complicated by government bureaucratic oversight and edicts.

Just as PinnacleHR has guided our human resources clients through the confusing governmental maze of employment rules and regulations, Pinnacle Wiser Insurance can help you navigate the system of healthcare rules and regulations, whether it is governmental or not.

What about the medical system and the health and wellness issues? How can you know? How can you better manage those components of your healthcare affairs? That’s the other major unique benefit that Pinnacle Wiser offers you.

Our experience with employers is that employee health plans have been structured in a manner that encourages a sickness culture in the workplace. Further, studies of our healthcare system reveal that seventy percent of current illnesses are due to patient bad habits and poor conduct.

To overcome the sickness culture and its unhealthy habits, Pinnacle Wiser has complemented its health insurance programs with our

Fitness Culture Plans through the following:

A Personal Fitness Program to measure and manage fitness;

A Medical Self Care Plan to provide health preventive information and assistance and to better manage medical cost considerations; and,

A Patient Care Plan to provide healthcare system information, assistance and advocacy services.

Our insurance plans cost the same as insurance from any other source when comparing apples and apples. However, our menu of value added Fitness Culture Plans are unique to Pinnacle Wiser Insurance at strikingly low costs. They will give you a better value and better control in managing your personal or family healthcare affairs. That is how you will know how.

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